Last Updated: 8-27-2025
Prime Life Financial LLC (“we,” “us,” or “our”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website Prime Life Financial.
1. COLLECTION OF YOUR INFORMATION
We may collect information about you in a variety of ways. The information we may collect on the Site includes:
- Personal Identifiable Information (PII): Information such as your name, shipping address, email address, and telephone number, and demographic information such as your age, gender, and ZIP code, that you voluntarily give to us when you request a quote or contact us.
- Protected Health Information (PHI): In the course of providing insurance brokerage services, we may collect sensitive health information necessary to determine eligibility and apply for health insurance plans. We are committed to protecting this information in compliance with the Health Insurance Portability and Accountability Act (HIPAA).
- Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
2. USE OF YOUR INFORMATION
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:
- Provide you with insurance quotes from various carriers.
- Assist you with submitting applications for insurance coverage.
- Contact you regarding your account or insurance options.
- Email you a newsletter or other marketing materials, from which you can opt out.
- Comply with legal and regulatory requirements.
3. DISCLOSURE OF YOUR INFORMATION
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
- By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others.
- With Insurance Carriers: We will share your PII and PHI with insurance carriers as necessary to provide quotes and submit applications for insurance on your behalf.
- With Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including data analysis, email delivery, and marketing assistance.
- With Third-Party Financial Advisors (With Your Consent): If you request a referral for financial or retirement planning, we will only share your information with a trusted third-party advisor after obtaining your explicit consent to do so.
4. SECURITY OF YOUR INFORMATION
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
5. YOUR PRIVACY RIGHTS
You have certain rights regarding your personal and health information.
- HIPAA: As a client, you have specific rights regarding your PHI under HIPAA. These include the right to access, amend, and receive an accounting of disclosures of your PHI.
- State-Specific Rights (e.g., Texas, Louisiana): Depending on your state of residence, you may have additional rights regarding your data. Please contact us to learn more about these rights.
- Opt-Out: You may opt-out of future marketing communications from us at any time by following the unsubscribe link in our emails or by contacting us directly.
6. POLICY FOR CHILDREN
We do not knowingly solicit information from or market to children under the age of 13.
7. CONTACT US
If you have questions or comments about this Privacy Policy, please contact us at:
Prime Life Financial LLC
6200 Savoy Dr. Suite 900, Houston, TX
info@primelifefinancial.com
+1 (832) 955-3500
